Articles Ad Copies Emailers Social Media Content About Contact

Articles

Blogs •

NPS vs equity mutual funds: Similar returns, ~₹72 lakh difference driven by taxes

Key takeaways


~₹72 lakh. That’s how much more retirement corpus NPS delivers over an equity mutual fund across 30 years, on the same monthly investment at the same return in our calculation. Yet in the NPS vs equity mutual funds debate, many still treat NPS as a tax-saving instrument and equity mutual funds as the obvious long-term corpus builder. Recent developments in NPS have changed what that comparison actually shows.


NPS now runs equity allocations comparable to top mutual fund house...
Blogs •

A gift deed or a Will? How senior citizens can pass property to their children

If your family home is meant for the children anyway, why leave it in a Will and wait? Senior citizens raise this query the moment a Will is drafted, because a Will changes nothing until they are gone. The gift deed is what they are asking about, a route that passes the home to your child today instead of after your lifetime. It is a real alternative to a Will.


Senior citizens really want to see their property settled while they are still around, not left for the family to sort out later. A g...
Blogs •

How much is the tax on crypto in India? The real cost of crypto taxation

Key takeaways


The 30% tax on crypto in India is the most visible feature of this country’s crypto tax regime. Section 115BBH of the Income Tax Act subjects virtual digital assets (VDAs) to a separate set of tax provisions that apply irrespective of your income tax slab or the period for which the asset is held.


These provisions play a significant role in determining the effective crypto tax and, consequently, the post-tax value of its returns. Evaluating a crypto transaction, therefore, re...
Blogs •

The tax side of inheritance in India: What you should know before passing your assets

Every few years, a fresh debate over inheritance tax in India unsettles families who own assets meant for the next generation. Will your children lose a portion of what you leave behind to tax? While inheritance tax is currently not levied in India, the fear of the unknown, namely, the possibility of its reintroduction continues to linger in the minds of the general public.


Will and estate planning in India already sits near the bottom of most people’s financial to-do list, below investments,...
Load More

Let's get social